I suggest everyone start a savings account and put the amount you pay in taxes into the account. Plus change your W-4 to reflect the maximum number of deductions (9) so that no taxes will be taken from your paycheck. This way the government can’t use your money interest free and give you back you own money come tax time.
Of course you will have to pay your taxes come April 15th but you will be keeping the interest earned on that money from having it in an account of your own. It requires discipline but it works!
By doing this, you will pay an additional penalty for under-withholding, which will far surpass the pittance you earned in interest during the year.