The HMO Act written by Teddy K needs repealing. HMO's have all but destroyed affordable care and true private insurance coverage. It became a huge money maker for parent insurers who own most of them. Jack up actual insurance policy cost {which requires covering it's risk} and offer instead a rationing system.
The person was unable to communicate and had she been able to do so under those conditions it would not have mattered. She was going where Trauma Protocol dictated. This system is done to save lives and so the responders and hospitals have an orderly system to go by. There is no corporation I loathe more, none is more corrupt and influences government more than Insurers. Many are corrupt to their very core. I'd go as far as to say over 75% plus of the laws and codes on the books were written solely to lessen the insurers monetary losses.
Opps my mistake. His Highness King Teddy’s HMO Bill exempted Hey Moe from litigation.