A wise strategy.
My Debit Card stays parked.
Absolutely. Given the existence of credit cards, I see no reason to have a debit card. In fact, when they were first introduced, I called up my bank and complained. I had an ATM-only replacement by return mail. Why would I need a stinkin' debit card, with direct access to my bank account, when I have AX, DS, MC, VI?
However, according to Apple, Apple Pay works for both debit and credit. So, no problemo! One of these days, I might buy one.
Ahh...I see now why Apple made the security change on their phones. (Supposedly) The louder the FBI screams the less I believe them.