Talk to your life or health insurance folks lately?
You covered for illness/death abroad? How about emergency return to USA if ill or injured for you and your healthy family members?
Check the State Dept Travel Advisories about the area you intend to visit, then read the ticket fine print.
You can always go to the zoo here. San Diego has a nice one.
Yup,we're buying travelers' health insurance for about $150 each which covers hospital care *and* evacuation to a civilized country (South Africa/Europe/US).