About 75% of crashes are due to pilot error. Female accidents are more often due to mishandling the airplane, whereas male crashes are more often due to taking stupid risks. Overall, male pilots are more likely to be involved in fatal crashes.
http://aviationknowledge.wikidot.com/aviation:pilot-error-differences-based-on-gender
The above is based on studies of general aviation pilots. Obviously, fighter pilots, male or female, would be way to the right on the bell curves of aptitude.