I think I will retire at 70 or 72.
I think I will retire at 70 or 72.”
Same here. I have a small business which allows me to work as much or as little as I want. But working at all, if I took the SS at 62 I would hit the 14,500 earned income allowed and would be taxed out the gazoo.
So I will wait until 66 and take the SS because then I can work as much as I want and not add to my tax burden. Also the SS will be higher.