I chose to start SS at aged 62. One of my reasons was that it would be more difficult for the government to take away my social security benefit than to think up new reasons why I shouldn’t be eligible to get benefits. Downside is that there are limitations on your income if you continue to work. Thanks to Bill Clinton your social security benefit is taxable. I am glad to get social security as I think soon many baby boomers will be denied benefits because the program is going bankrupt or means testing will be implemented.
The taxability of SocSec was changed in 83. BJ just upped the taxable percentage in 93.
Bet the rent, that is exactly what will be happening.