It's not as much as if you wait to 65, but I figured I deserved to see some of it before I ended up the same way.
The SS check helps out with the necessities, but if you don't have any savings, you're going to take about a 50% loss of income/standard of living.
Six years later I'm still going strong, and I'm glad I saved up for all the stuff that a SS stipend doesn't cover.
Just curious. How much does the federal taxation of SS payments (up to 85% of benefits taxed, depending on income) weigh into your decision as to when to begin drawing it?