Very interesting. Last week we discovered a fraudulent charge on a credit card that we never use - a Chase credit card. Since the card hadn’t been used, we assumed the breach had to be at Chase. Was wondering when it would come out - and here it is!
We had a Chase CC that we’d never used, too, and three months ago we found two charges under $30 from two transactions in L.A.
The chargeback covered it okay, but when you’ve NEVER used a CC, it has to be from inside. Now, that “inside” can mean someone got in that shouldn’t have.
The fraud lady said that people generate card numbers and sometimes hit the right expiration date, but she couldn’t tell me how my name came through from the card strip to their computers without having swiped or used the card, ever.