Sounds like a combination of scummy predators and foolish military buyers.
I know some retailers charge high rates and play hardball to collect debts, but the bottom line is that any responsible adult should know that if you buy a number of big ticket items on credit, you are going to have to repay that credit plus interest. Our society has been so conditioned to get let off the hook that its destroying us. The consumers can talk all they want about being “tricked” or “hardball” tactics, but the bottom line is that they knowingly bought things they could not pay for and are now facing the consequences. I, for one, not willing to say that someone in the military has a right to not pay for things because they buy too much and get in over their heads.