Ask yourself, “why is routine care as expensive as it is?”
Insurance is for catastrophe... except for routine medical care. Why is that?
All those insurance company buildings cost money, as do all those insurance company workers, lawyers, etc etc etc, all that cost has to be paid somewhere.
Indeed, if individuals were responsible for their own care costs would decrease dramatically.
Imagine how great it would be not to have to pay for someone else’s sex change, viagra, or prenatal care ( especially if you are a man) For those who can’t pay in one lump sum, payment plans can be worked out.
The cliched old question persists….is health care a basic human right provided for by the government or something you work to afford for yourself?