Can you refinance? I hope to pay off my house earlier but I will do it slowly.
I don’t need to refinance, I need to sell, we are moving. I was hoping to stay where I was for a few more years but I need to relocate for work.
My theoretical decrease in home value is going to become a reality.
We’ve been paying extra on our loan every month for the last 10 years and our balance is about half of what we paid, unfortunately, the value of the house is down too. Were not underwater but we are walking away from a lot of money.