We just avoid toll roads. Our grandchildren are in Algonquin and we never have a problem. ‘Course, we don’t go anywhere once we get there, but there is no need to. My wife and I have had our fill of the “city life” and are just fine outside of it. Funny thing is I’m in three bands in KY and love to hit all the rural honky-tonks, as long as I’m on stage.
I tried that once and decided it didn't make financial sense for where I travel to. If I didn't have the I-pass and had to pay double with cash, I come out ahead financially. Even then I am not sure it worth it in terms of increased driving times and the potential for get robbed by red light cameras.