Understand, I am not complaining because I enjoyed it. I am 71, now, and retired. We saved our money, over the years. We were Dave Ramsey's before Dave Ramsey was. We are very comfortable in our retirement.
So, we have lived both sides of the fence, so-to-speak.
You are not telling me anything I don't already know or have experienced.
not surprising, and again, nothing personal, just using your words to demonstrate the truth of what my bigger point is ..so only bouncing off your example, not making an example of your wife.