are deductables for real?
I assume that doctors assume that deductables have not been met, so they simply bump up their charge by the amount of
the deductable, as getting any money
from a patient is unlikely.
or not, please enlighten me
What is not emphasized is the fact that that the deductibles are annual. Lots of people don’t consider this and are surprised when they find out. One finally meets the deductible say in November only to find out in January it starts all over. Then the pooh hits the fan when they realize this.
I’m not sure it works that way. My daughter needs $300 plus in deductible costs prior to a cat scan and MRI to check a lump in her breast. I always thought they billed you afterwards, it seems you need the money up front now. I guess for poor people without cash that means no healthcare at all with the upfront deductible?