They take it. This has been coming since 1900 with an occasional push-back. Now due to the complicity of one party and the timidity of the other, the Federals are damn close to completely subjugating us all.
Banks exist at the whim of the feds. They are req1uired to provide every detail of every transaction, every detail of every investor and customer, every account and every act in which they are involved. Failure to comply results in regulators shuttering the bank.
Banking is legalized stealing. The cash flow makes compliance with the devil an acceptable cost of doing business.