Actually, that sounds reasonable but not sure how out of date that is... Is she on Medicare and paying for supplemental insurance? Seems awfully low to me...
Blue Cross (all company plans are pretty much the same) Medicare Supplement plan F. Still have to pay for Part B and Part D (another $150/month or so). And that $163.91 is what I paid last week. In her first year she had about $300k in expenses and we paid $0. This a PPO so you pick your doctor and don’t need a referral for a specialist. But a referral from a good doctor gets you in quicker.