Replies

Wow, good for you! How do you do it? Are there certain indicators or charts that you watch? (Sorry if this is a dumb question!)

And I though we were doing well by only going down 20% in 2008!

Thanks. My metrics are based on December 31st every year, so also realize that. Back in 2008, two things help me minimize the damage. (1) A very very strong bond position (big gains) (2) Despite near panic from my spouse, and did some pretty hefty buying right before the bottom (mid Oct 2008), which had mostly recovered near 10% by YE.

As far as charts, I mostly watch sector performance, bonds, and use good common sense, and draw from experience. Get a CFP to use to bounce or vet any large moves. I also hate to sound simplistic, but whoever first stated "buy low- sell high" conquered 90% of the puzzle. Do good research, and only buy into investments that you feel have potential for sustained growth, or can deliver div's on a sound and consistent basis.

Expat has some excellent links on these.