He says (in the article):
our protagonist is: encouraged to lie and report that he did not have existing health insurance
I finished and, as the website clearly states, at the risk of perjury gave my e-signature verifying that I had provided true information.
I was able to delete the original application and, by ignoring some optional questions, eventually qualified for tax credits.
The point of his article seems to be the enrollment numbers, totally ignoring that under penalty of perjury, he and many others are not providing "true" information: "How many other folks were encouraged to fill out applications in ways that would make Obamacare figures look better? Those Obamacare enrollment numbers we're reading are as flimsy as the gowns you put on at the doctor's office.
OTOH-—public servants ACCEPTING falsified apps are also subject to LEGAL PENALTIES.
That’s called “PENCIL WHIPPING” .... a public employee accepting or passing on a falsified documents as truthful-—without doing the evidentiary documentation.