“I called SS and was informed that I had signed up for direct deposit. I told the lady I had done no such thing, someone at SS had signed the form.”
That is scary. I have direct deposit of my paycheck, but refuse to set up automatic debits on the account; I’ll pay the bills when I’m ready (I pay on time, and have great credit), but I’m afraid some unforeseen issue would overdraw it.
I do the same thing for all my bill payments.
However, I am also currently getting COBRA coverage (until 8/1) A prerequisite was automatic payment - NO OTHER OPTION. I had to do it..and believe me, that money is pulled at 12:01 on the first of the month.
Right now, I’m getting all of my ‘annual’ checkups done. The big tests were done last year before my layoff date.
I went to my annual physical on the 6th with my favorite doctor. If you think we have it bad, listen to their side for awhile. I told her if she decides to go ‘boutique’ that I want to sign up. She looked at me very seriously and responded “I will keep that in mind.” This pos system we have is going to force doctors out. She doesn’t know if her family will be covered next year. She and her family are covered on her husband’s policy currently. No one knows.
I will have to pick up retiree insurance on 8/1. But if IBM can throw their retirees onto the exchanges, it will only be a matter of time before they all do it.