If you are wet? A LOT lower. Water carries heat away from a human body 37 times faster than air. So if you are soaked, well, I’m too tired to do the math, but it is not good. (Wind chill is based on a dry body BTW.)
Yeah, I knew those guys were miserable. I sort of thought they might come over and thank me for seeing them and calling it in.
Then again, no one may have even told them how they got sighted.
Oops, I meant cold water vs cold air at the same temp.