I don’t agree. People with bad credit are usually irresponsible IMO.
I wouldn’t hire an irresponsible person.
Another thing you may not have thought of. People who don’t pay their bills often have their salaries Garnisheed, meaning that the bookkeeper of your firm has more work to do. I might add that many who come to work and have their salary garnisheed often times just quit.
There's some truth in that, but there are better and alternative ways to do background checks on people, depending on the job you are hiring for and the extent to which you want to go.
Some people have bad credit because the pay everything off by cash and have very little debt. What about them...are they irresponsible?