I hope you are lucky enough to never have a major medical bill which your insurance refuses to cover or a serious storm which damages your home and insurance refuses to cover. I also hope your credit report is 100% accurate. Most of us mere mortals don’t have such luck.
I’ve had plenty of hard times and been flat broke and out of work, but I always paid my bills on time somehow.
I would cut out everything to pay my bills, and live off the land, whatever it takes.
“I also hope your credit report is 100% accurate. Most of us mere mortals don’t have such luck.”
Well, mine isn’t accurate now that you mention it.
I was switching to a new credit card with a lower interest rate and called my bank.
She told be they have a card based on a a point above prime, but it takes a high credit score.
Long story short, she called back and said no problem my credit score was 820 something.
I ask why it wasn’t 840, but she said not to worry because it was higher than any she had ever seen.