For this reason I obtained a hammerless S&W airweight .38+P revolver. Forget drawing the weapon, fire right through the pocket. Even my best coat is cheaper than me. I love semi-autos, but you can’t get a second shot from inside a coat pocket, and then, after you draw, you have to clear the inevitable jam.
And I thank you, Smokin’ Joe, for passing on that info. I’ve got a S&W airweight .32 magnum revolver but it has an exposed hammer. Alas, it would not work for me under the situations we’ve been discussing.