That is the gist of it.
T-Bills or CDs? Nope.
Keeping your money in the bank (with its 0.1% interest, and uncertain 'health' of the dollar)? - Nope.
Real Estate? Knowing that it has been on a bubble and the Government can raise property taxes at a whim (California has had Proposition 13 in its Gunsights for nearly a decade... They will come up with some excuse to void it - in order to fund their over-promised and overdrawn pension funds)? - Nope.
Gold? - A good case could be made - but it already had a good run, and there is so much one can easily keep without being exposed to major theft. - So, Nope.
I agree - as shaky as it is - investing in businesses (stocks) is the least of the available evils...
Well there is one better. An investment that will never let you down...
Matthew 6:19-20 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: