Your scenario is probably right. And it is all the more reason for doctors to protect themselves right now and refuse to go along with this thing. They will effectively lose business and/or make less money. And as Obamacare quickly morphs into single payer, socialized medicine they will lose even bigger.
Lastly, if they have any real concern for patients, they should stop this thing now. The quality of healthcare will certainly decline under Obamacare and its death panels.
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A big majority of doctors are Pubs and fought this monster. It was forced on us without a single Pub vote in the House or Senate. What else can they do?
I understand doctors pulling out of any insurance reimbursement. By doing so they eliminate a lot of overhead and get to do what they really enjoy. They get to practice medicine. They get to spend a lot more time with their patients. They get to be more involved in seeing positive outcomes and the quallity of their work environment is vastly improved.