As previously mentioned, I am in Ormoc City, Leyte. Please read my previous post #38, so I repeat nothing. This place is not modern by American standards, but the living is easy... and the Filipinos are great! This is a Christian (though largely Catholic) country, where English is a common language, and the cost of living is downright cheap where I live.
If you want metropolitan living (Manila area or Cebu city area) then you pay substantially more. But, I can fly to Manila for about $75-100 round trip or take the SuperCat to Cebu for around $30. I can shop, get fancy, or jus enjoy that lifestyle (not really!) of sataying in fancy hotels and eating in fancy restaurants.
I choose a simple life....