Someone has to pay.
Companies can afford to pay benefits for workers who no longer work. It is as simple as that.
You can pay for three sets of workers, of which only one is actually working.
What do you suggest?
Is this typo or did you mean to write this.
Are you asking me for an alternative to Ryan pitch on Medicare?
Things are so messed up now, that it would be difficult to fix health insurance and health care. The only thing that works is a free market in both. Medicare can’t last, and at some point older folks (and I am one!) will have to pay for their own health care.
If government had not intervened in the first place, health insurance and care would not have gotten so outrageously expensive. With more government involvement, things are only going to get worse with the result being bad care, higher costs, and rationing. Socialism always fails.
Our only hope is in the doctors who are breaking away from the system and interacting directly with patients. Also, the small clinics that some drug stores and others are setting up will help.
Another problem is that not every ailment requires a doctor with advanced training. Nurses and pharmacists should be allowed to do more than they can presently.
The path we are on now is unsustainable. The increasing number of old folks and the declining birth rates mean that at some point, people are going to have to pay their own bills. That is what should have happened all along.