No it isn’t.
It can get very cold here in florida, I have two heavy jackets and an outer shell, and I’ve had to wear all three of them before on top of a sweatshirt in Florida.
Also, going to say, if I see a person that I do not know walking next to my house in a hood in the rain or the snow or the cold or the that, the police are getting called.
Like what, 30 degrees and raining? 10 below zero?