Way over 50% of credit reports are full of misinformation that can cost you a job. It also raises the price of car and homeowners insurance you will pay. Low credit score means you pay more.
Half of the uses of credit reports has nothing to do with getting a loan or credit.
So, what's a good source to contact to get a copy of your own credit report? In view of them having more info than they generally give you, is there a source that is more complete than others? Speaking of secret dossiers, what about checking what your background check shows?