[Lou L]

That's exactly what I did a few years ago. Give it to me now so I can spend it, not to my survivors.

To that point, does anyone cringe when they hear advertisements from supposed "Social Security Advisors," who tout strategies to "maximize" your SS benefits? That's the last thing we need right now...people not only being entitled to benefits we can't pay out, but they're maximizing the amount that we can't afford!

I only linked to your post because some "advisors" would suggest that many people wait to apply...for maximum benefis.

[oh8eleven]

I only linked to your post because some "advisors" would suggest that many people wait to apply...for maximum benefits.
It really is an individual decision based on individual situations.