[EVO X]

I'm in a strange situation: I'm not yet old enough to make a Roth IRA withdrawal without penalty

You can withdraw the contributions from a Roth IRA without penalty as long as you've met the 5 year vesting period. Any earnings withdrawn prematurely would be subject to tax and penalty.

[justlurking]

You can withdraw the contributions from a Roth IRA without penalty as long as you've met the 5 year vesting period. Any earnings withdrawn prematurely would be subject to tax and penalty.

Yes, I should have clarified that: I meant the earnings, not the original contributions.