makes good sense
Maybe for the company - BUT NOT for you ...
That extra money is TAXABLE income to you ...
For example, lets say you are single and a policy will cost you $4K ...
About 30% of that "income" will be taxable to you [$1.2K] in the form of Federal, State, FICA, etc.
So, now you have $2.8K for your healthcare that costs $4K ...
HELLO - YOU now need to pony up the $1.2K difference in order to get your healthcare ...