I don’t consider them to be the same. You agree to things like mortgages and cars. Diabetes, cancer ,those things you don’t. I don’t feel bad for insurance company’s when they pay out. They have that risk factored in .
Yes but you need food, shelter, clothing and family planning. Plus for psychological purposes you need “entertainment”; once you rationalize one subsidy you pave the way for other “requirements”.
You want government to force insurance companies to cover everything by force? What will that eventually do? Not too hard to think about the ramifications of future obligations, care, and cost. Have fun creating your Brave New World because the ending and “requirements” will be something else.
I guess Medicare/Medicaid are failures, time to rearrange the deck because people have chosen security over liberty and economic independence.