I am 59 now. I have been paying for my own Health Insurance since I was 18 through my Employer. When I took early Retirement, I moved to my Wife's Health Insurance because it was cheaper than the Retirement Coverage offered by my previous Employer.
I contracted Leukemia two years after I Retired. Now that my Wife was laid off, we are paying $1300 a month for COBRA Coverage. If she finds a Job, the new Insurance Company cannot refuse to cover me since I have maintained my Insurance with no interruptions.
The way to fix the Pre Existing issue is for a Defined Risk Pool being established, just as Drivers with terrible driving records can get Assigned Risk Liability Policies on their Vehicles. The Insurance Pool is outside the regular Car Insurance System and Rates are determined within that specific group.
The problem that Liberals have is they want to change everything rather than focusing on the problem of a minority of participants. They pulled the same thing when the Medicare Drug Benefit was put together. President Bush wanted a plan to help poor Seniors, but the Democrats insisted on the Plan covering everyone, including Bill Gates. It is all about control and it is nothing about helping people. Making the simple complex if you will.
Agree