[CaptainK]

People shouldn't get a college degree if they

1) don't know how to open a bank account

2) don't know how much money they will end up paying out in total on their student loan

3) don't know about investing and saving money when you are young instead of waiting till the last minute

4) don't know how mortgages work and how to get one.

5) don't know why it's important to have a good credit score and how to achieve one.

6) don't know how to stay out of debt.

[Skepolitic]

People shouldn’t get a student loan until they can demonstrate those capabilities.