[Dianna]

I don’t understand. I understood that if you retire at 62 what you are calculated to receive at 62 is the permanent amount you will recieve.

You can start receiving at 62 and then when you're 65 or 66 (the age at which you could have received the higher benefit) decide to pay back what SS has paid you and start receiving at the higher amount.

[Beowulf9]

“You can start receiving at 62 and then when you’re 65 or 66 (the age at which you could have received the higher benefit) decide to pay back what SS has paid you and start receiving at the higher amount.”

Sounds like a plan destined to go awry to me.

[nascarnation]

Incorrect.
See my post above.
Obama terminated that end of 2010.