[PapaBear3625]

Under your theory, the banker who the Donovan family owes $20,000.00 can go and shoot the Donvans and their children and take back the bank’s property.

After foreclosure, that's EXACTLY what would happen. The people with the guns would be wearing Sheriff's uniforms.

[Uncle Slayton]

The Donovans are Deadbeats as they have not made a mortgage payment in 13 months.

The bank needs to foreclose on the house and send the Donovans and the current “tenants” on their way.