But there is a critical difference which your wife needs to be made aware of:
An insurance company “death panel” is only at worst a refusal to pay for needed medical services—you still have the option of pursuing critical medical care at your own cost.
An Obamacare death panel is a complete refusal of the provision of critical medical services—at any price—so the option of pursuing the saving of your own life is cut off BY YOUR OWN GOVERNMENT!
well reasoned and said.