Exactly right. They need to feel the painful results of their own irresponsibility in order to correct their foolish thinking. It is the only way they can learn better.
Correct. And I have no intention of paying to clean up the failure of a system I don't believe in and could have selected but chose not to. That's collectivism (redistributing the failure of, well, other collectivism) and it's wrong, both morally and as a practical matter.