Is this limited to non-whites? Because I have always been steamed by the overuse of credit score checks by nearly every employer these days. It is NONE of their business if you won’t be handling money or customers’ accounts in your job, and many people have crappy credit scores these days that didn’t in 2007.
I don't run a company and don't make hiring decisions, but I could easily be convinced that credit scores are a reasonable proxy for the now-forbidden IQ test. While I am certain there are many exceptions, I would bet that a guy who has managed to stay out of financial trouble is smarter than a guy who has gotten into financial trouble, and has stayed there.
Now the best hire of all might be the guy who has gotten into trouble and has made his way out of it.