[G Larry]

Exactly what is it that makes you believe you have a “right” to file bankruptcy, to avoid your responsibilities?

“Of course, our corrupt Congress made it impossible for students to walk away from education loans and nearly impossible to clear up medical bills and other debt by filing for bankruptcy.”

[redgolum]

Question then.
Do you believe in any sort of bankruptcy protection?

[Unknowing]

Oh, beliefs in “Rights” are troublesome things. How about Article 1, Section 8, Clause 4 of the Constitution of the United States? How about Hebrew, Roman, and English law going back five thousand years?

If you cannot meet your responsibilities, then they are void (or voidable) in both a de facto and de jure sense. You cannot get money out of an empty pocket.

BTW, medical debts are very possible to discharge in toto, provided that the Debtor's income is below a certain threshhold. There is a short list of 19 non-dischargeable debts in 11 U.S.C. Sec. 523. The honest but unfortunate debtor is entitled by right to discharge all other debts.