[riverrunner]

My thought is just the opposite. After being in any retirement account for more then 10 years any money in there should be tax free.

Giving people a huge incentive to save for retirement.

[ichabod1]

SAVING MONEY IS COUNTERREVOLUTIONARY.

[SueRae]

That’s what the Roth Ira does. I’m getting closer to retirement (probably early) but a few years away from that magic 59 1/2. I use my Roth for my some of my more speculative stock trades. If I have a big winner there, there will be no capital gains tax. I call it my ‘can’t touch this’ account. At least it is for now. And I watch any proposed legislation like a hawk on IRAs.