[who knows what evil?]

19.1%...tell ALL your friends; tell ALL your neighbors.

[Eric Blair 2084]

19% sounds about right. Your neighbors already know. The U6 numbers are close.

Once unemployment insurance ends, people suddenly become disabled. Or they try to sustain their 70k income with the 240k in their 401k plan.

But they are no longer “unemployed” for U4 purposes.