No, insurance companies do NOT trade across state lines, except in very rare cases. It should be legal for them to compete in all states. Period. There is nothing wrong with our health care system except that the government is already too involved in it. It doesn’t need fixing, it needs to be left alone.
I moved from Florida to NC. Aetna was my policyholder in Florida. I could not get the policy in NC. Same company. This is ok?