There are lots of cases where the banks foreclose and evict the homeowner but never actually take title to the property.
http://blog.cleveland.com/metro/2009/07/bank_walkaways_from_foreclosed.html
If your car got repossessed but the bank doesn’t take your name off the title who’s responsible for the parking ticket when they leave it on the street?
I’ve heard of these cases too and that’s a whole nother ball of wax. But this isn’t what happened here. The bank did take title to the land. Now the question is, what does the law say about who is liable for what. It should be black and white.
“If your car got repossessed but the bank doesn’t take your name off the title who’s responsible for the parking ticket when they leave it on the street?”
I don’t know how it is where you live, but here in California it’s a requirement that you as the former owner file with the DMV paperwork that stipulates when you surrendered title. That protects you from this kind of government mischief. So even if the bank repossesses your car, you are wise to make sure that the DMV knows that they’ve taken it back.
Seems as though there should be a similar process when you give up your home to the bank. At least you should register a Quitclaim Deed to that effect.