Let’s be clear what we’re talking about:
This is a mandatory health plan for all students at the college. The cost is $1895 IF only the student is covered, and it is a year term coverage. It carries a $200 deductible if you DARE use any medical service outside of the college clinic.
That is $157 a month. A comparable Blue Cross plan comes out to $120 a month. A more suitable plan for a healthy college student would run $79 a month.
So first, the plan is twice as expensive as is likely needed for any college student. Second, hells bells, you’re already paying $157 a month, what, you want to pay MORE?
The plan also specifically says ‘no Viagra.’ Birth control is generic in terms, but look at how they go after the men and specifically rule out Viagra as a possible prescription drug benefit.
But let’s say it /was/ a specific benefit. What’s the copay for ‘birth control pills’? $30 per prescription filled. You know, the same price it is at Walmart if you don’t have a prescription.
So - 1) Why is a college requiring health insurance? And mind, it is automatically charged to the student before any fees are collected for anything else. 2) You’re paying $157 a month for a pretty useless ‘all access’ pass to the University health center, which, well, for most colleges was always considered a freebie.. 3) You’re being overcharged for even this, nearly double the price of a typical commercial coverage. (individual rate, not group rate..) 4) Even if it did cover birth control pills, you’d still be paying the same charge you would for pills from Walmart. 5) You get to pay 20% of the cost of the visit (after $200 deductible) just to get your prescription anyway!
Lesson to students at Georgetown: How about auditing that economics course, stupid?
Great post!
The entire thread has had me rolling over in stitches laughing. Freepers are funny.
Then I got to your post and learned what this is all about. Freepers are smart.
These students ARE getting ripped off. No wonder they want to screw all day every day, they want to give what they are getting!
I recently moved my prescriptions to Wal Mart. On 2 of them I was paying $20 a month “co-pay” each at CVS. Now I am paying $10 for 90 days supply for each of them. That’s $400 a year more in my pocket. Amazingly too many people don’t know that their health plan co-pays are not only not saving them money but are actually costing them a lot more!
This woman is probably more interested in the politics of it than the finances of it. The finances are just a tool for her to advance the agenda she wants to move.