Same here. We will be debt free but the house before Christmas. Actually, I ran some projections and it could be done as early as October if Murphy doesn’t come knocking. The fully funded emergency fund a couple of months after that and the house should be done about 5 years after that. Financial Peace.
I don’t know about you, but I waver back and forth between two options: If I throw all of my savings at the debt, I could be done in 3 months. But then I’ll have absolutely nothing in case of emergency. Part of me says, “You lived paycheck to paycheck for years and there was never any emergency you couldn’t handle.” The other part says, “Yeah, it only comes when you can’t handle it. Don’t do it.” I don’t know. I so much want to be done, done, done with it all...