Part of the problem is the cost of education at the University level. Tuition is going up every year and far outpaces inflation. When tuition goes up government raises the amount that can be borrowed on student loans. This cycle goes on year after year, when you throw in the mix of the University’s supporting and pushing the socialist agenda with everything from political correctness to global warming and they keep getting government grants to study these things and they keep finding results that lend credence to the socialist in the government you begin to understand why it is so expensive and we have so many communist professors with tenure and nothing to do other than promote their agenda.