Here’s an idea - let the “cash only” businesses operate as they are - and of course, their employees won’t receive ANY benefits if there’s an accident, or they’re laid off, etc.
In other words - if you want to work for a cash-only business, expect to receive simple cash-only compensation and nothing more. In such an approach, the State’s costs are eliminated - because the worker can’t make a claim with the State.
Seems fair to me...
They’ll still waltz into the emergency room if they get sick, claim that they have zero income, and receive treatment on my dime.